conservative
Gross revenue
NOI
Cash flow
Build the scenario.
Keep the assumptions yours.
This calculator uses only the values you enter. When opened from a live listing, JET prefills the address, list price, and available tax or HOA facts; rental performance assumptions remain blank.
Start with a live property or build a blank scenario.
Choose a listing to bring in approved MLS facts, or continue below and enter every value yourself.
Choose a Smokies cabin or condoJET Investor Calculator
Test the assumptions you choose.
Rental revenue, occupancy, financing, and operating assumptions start blank. Enter your own values to build a planning scenario; placeholders never enter the math.
Build my scenario MLS fact Your assumption
Purchase
total
Not provided by MLS; enter an amount.
Revenue
per night
Your editable planning assumption.
%
per year
per year
%
Enter 100% for no seasonality adjustment.
Financing
%
%
Expenses
% of lodging
per year
Not provided by MLS; unknown until entered.
per year
Unknown until entered.
per year
Not provided or not convertible from MLS.
Switch to Advanced for cleaning, owner-use, detailed operating costs, improvements, reserves, loan term, and scenario controls.
Compare the range
base
Gross revenue
NOI
Cash flow
optimistic
Gross revenue
NOI
Cash flow
Show formulas and exact basis
Acquisition basis: purchase price + closing costs + initial furnishing/improvements = Not calculated—add purchase price, closing costs, furnishing/improvements. Financing is excluded from cap rate.
Total cash invested: down payment + closing costs + initial furnishing/improvements = Not calculated—add purchase price, closing costs, furnishing/improvements, down payment.
NOI: annual guest revenue minus operating expenses, before financing and income taxes.
Cap rate: stabilized annual NOI / acquisition basis.
Cash-on-cash return: before-tax annual cash flow / total cash invested.
DSCR: NOI / annual debt service. It is not applicable when debt service is zero.
Break-even: the occupancy or ADR needed for known operating expenses plus annual debt service. Annual revenue override disables these two reverse calculations.
Simple payback: appears when cash flow is positive and total cash invested is known.
Cleaning-fee treatment and owner-blocked nights can materially change results. This is an editable planning estimate, not a guarantee of tax benefits, appreciation, value, zoning, short-term-rental eligibility, revenue, occupancy, financing, or return. Confirm property rules, permits, coverage, costs, and financing with the appropriate professionals.